Did you know that there are many easy ways to earn money online directly from your smartphone? Money making apps help you do just that.

The average smartphone user spends 4 hours and 30 minutes on your device every day.

While you could spend this time browsing social media and news sites, you could get some of your time back and earn some money instead.

After conducting a thorough investigation, I classified and reviewed the the best money making apps to earn quick money this year.

These rankings cover different types of money making apps:

  • IPhone apps where you do simple tasks for free money.
  • Money saving apps that help you save money.
  • Personal finance apps for automatic investments and passive income.
  • New applications to earn cash on daily purchases.

Let us begin.

Disclaimer: This article contains affiliate links where I can receive a small commission at no cost to you if you choose to purchase a plan from a link on this page. However, these are simply the tools that I have tried and fully recommend when it comes to making money from apps. You can read my full affiliate disclosure in my privacy policy.

one. Swagbucks.

Ideal for online paid surveys and gift cards.

Swagbucks helps you earn quick money while shopping online, surfing the web, and watching videos. You can also participate in online surveys, polls, or just play online games to earn more. You can redeem the rewards in the form of specific merchandise, gift cards, or cash.

Swagbucks gift cards

Here are the ways to earn gift cards with Swagbucks:

  • Shop online at online retailers like Amazon, Walmart, Target, and Starbucks.
  • Take surveys and earn gift cards.
  • Watch videos.
  • Earn points and gift cards with exclusive offers and promotions.
  • Browse with Yahoo! Swagbucks search engine driven.
  • Play and make purchases within the game.

Swagbucks operates in the US, India, Canada, Australia, France, Germany, Spain, Portugal, and the UK (Great Britain, Ireland, Australia, New Zealand). Also, you can sign up for Swagbucks for free via Facebook or your personal email. You can also earn through referrals and get some extra points.

Main features:

  • Gold Surveys – Gold surveys reflect the time it would take to complete a survey and the points you can earn from it.
  • Daily survey – You can take a survey regularly to earn 1 Swagbucks point per day.
  • Early withdrawal – Swagbucks allows you to transfer as little as $ 3. This means you don’t have to wait long to receive your paycheck.


  • Offer gift cards for Amazon, Freecharge, Walmart, Expedia, PayPal, and more.
  • For every 20 minutes of video, you can earn around 2 Swagbucks points.
  • It also offers featured stores and Groupon shopping deals.


Signing up is free and you get a $ 10 bonus.

Start with Swagbucks.

two. Acorns

Best for investing your spare change ($ 1 per month).

Acorns - microinvestment platform

Acorns is a micro-investment platform that helps you invest the change you have left over from your daily purchases. Set up your account in minutes and create your own diverse portfolio by investing in stocks or bonds. You can invest as little as $ 1.

With Acorns, you can invest in:

  • Exchange traded funds
  • Asset classes
  • More than 7000 stocks and bonds of the main companies

Don’t worry about security either. To keep your money safe, it provides bank-level security, 256-bit encryption, and two-factor authentication. It also helps you understand the nuances of investing through its detailed articles and videos.

Main features:

  • Acorns later – It helps you automate your investing and build a healthy retirement corpus in just minutes.
  • Advice – Acorn’s support team has qualified advisors to help you achieve your financial goals by investing in the right funds.


  • Provides bank-level security.
  • Get rebates at some specific retailers.
  • It allows you to obtain additional investments by shopping with more than 350 brands.
  • You can sign up for as little as $ 1 per month.


Acorns have three pricing options:

  • Lite: $ 1 per month. The Lite plan includes only one investment account.
  • Personal: $ 3 per month. The personal plan comes with an investment account, a retirement account, and a checking account.
  • Family: $ 5 per month. The family plan offers an investment account, a retirement account, a checking account, and an advance investment account for children.

Start with Acorns

3. Drug addict survey.

Best for earning extra money by taking online surveys.

Survey Junkie: The Best Money Making Apps

Survey Junkie lets you influence brands by sharing your opinion and earning extra money. It helps you conduct surveys based on your profile and rewards you with virtual points. You can then exchange your virtual points for eGift cards or transfer them to PayPal.

Survey Junkie Features

Survey Junkie reward point equals one penny. Therefore, 100 points become one dollar. The best part is that you can transfer your money directly to your bank account. Or you can receive withdrawals through PayPal, Amazon gift cards, and more.

Main features:

  • Extensive gift cards – It offers gift cards from various brands, including Amazon, Sephora, iTunes, Starbucks, Walmart, Target, and Groupon.
  • Quick estimate – You can check the time required to complete a survey and how many points you can earn.


  • You can see all the available surveys in a single dashboard.
  • The user interface is easy to use.
  • Responses will be completely anonymous.


You can register and participate in surveys for free.

Four. Wikibuy.

Earn money through best online deals and cash rewards.

Wikibuy - buy at the best price

Wikibuy allows you to buy from websites and stores at the cheapest rates. After installing it in your browser, its database connects you with the e-commerce stores that offer the best discounts and offers on your purchase.

Wikibuy’s intuitive mobile app allows you to scan barcodes and find stores that offer the same product at a lower price. It also adds coupon codes automatically and provides credits for your purchases on sites like Walmart and eBay.

Wikibuy Coupon Codes

Besides that, you can also earn rewards by shopping from your partner merchants and vendors.

Main features:

  • Browser plugin – The Wikibuy browser plugin automatically scans thousands of websites to offer the best deals and prices.
  • Mobile app – It also offers iOS and Android mobile apps to help you scan barcodes, find the best deals, and shop on the go.


  • It tells you about retailers that can help you earn additional rewards.
  • While shopping online, Wikibuy notifies you if the same product is available at a lower price on another website.
  • Wikibuy also discovers the best promo code to save some extra money during checkout.


It is 100% free to register and use.

5. Airbnb.

The best way to earn money by renting additional space in your home (listing your home is free).

Airbnb - platform to rent your room

Airbnb provides you the platform to rent your room, condo, or any other vacant property to earn instant money. The accommodation aggregator allows you to publish your property on your website and reach billions of people around the world.

Since Airbnb is a very popular platform, you don’t have to worry about marketing or promotion. From marketing to booking security, Airbnb does it all for you. You can easily get a reservation and earn some money from your vacant real estate.

To keep your home and belongings safe, Airbnb covers each reservation with $ 1 million in property damage protection and $ 1 million in accident insurance.

Airbnb also allows you to share your experiences and take people on local tours. You can also earn extra money by offering additional services such as meals, transportation, and cultural activities.

Airbnb: share your hosting experience

Main features:

  • Online experiences – It can help people take a virtual tour of local sights, culinary experience and culture.
  • Control hosting days – Unlike hotels, you can control your hosting days. You can disable reservations in your app for the days you don’t want to host.


  • Get access to billions of visitors through this global platform.
  • You can set your own prices to get the real value of your property.
  • Airbnb releases the reservation amount 24 hours before the arrival of the guests.
  • It also offers pricing tips to attract more bookings.

Price / rate:

Listing your property on Airbnb is free. However, you would generally have to pay 3% when booking to cover the cost of the business.

Start as a Airbnb host.

6. Finance M1.

Free investment platform to generate wealth.

M1 Finance - financial tools

M1 Finance provides a variety of financial tools to help you manage your expenses, investments, and loans. It also helps you manage and rebalance your portfolio. Plus, its smart automation gives you the best instruments to invest in and the cheapest options to borrow money.

With just $ 10,000 of investment, you can open a line of credit where you can borrow for as little as 2 percent.

    M1 Finance Features

It also allows you to earn 1 percent for every dollar spent. M1 Finance also offers an APY 25 times the national average. It helps you earn the same amount in 2 weeks that you would otherwise earn after a year from a big bank.

Main features:

  • Afternoon trading window – Once you have more than $ 25,000 in your investment portfolio, you can invest in both the morning and afternoon.
  • No investment commission – It offers services without management fees or investment commission.


  • Pay your loans according to your own schedule.
  • Automatically transfers cleared funds to your bank account.
  • It allows you to borrow money at very low base rates.
  • Get an attractive refund on specific debit card purchases.


You won’t have to invest until your account reaches $ 100. Other than that, there are no commissions or broker fees.

Start with Finance M1.

7. Turó.

Rent your car for free.

Turo: peer-to-peer car sharing company

Turo is an American peer-to-peer car-sharing company that lets you rent your sports car, truck, or anything else. Turo can earn you some extra cash if your car spends more time in the garage than it does on the roads. You can list your car in the Turo app and rent it to Turo users.

You can use your “calculator” to determine your monthly income potential by renting your car. The site claims that you can earn an average of $ 706 per month.

Turo is available in 5,500 cities in Canada, the US, and the UK. To help you feel secure with your car, it offers protection against theft and physical damage on your contract. On top of that, it also covers $ 750,000 in liability insurance.

Turo liability insurance

Main features:

  • Bidirectional Reviews – Turo displays guest and host reviews. Helps you select suitable guests for your car.
  • Set your price – Turo allows you to set the daily price of your car. To attract more bookings, you can also allow Turo to set the most suitable price.


  • It allows you to earn up to 85 percent of the price of the trip.
  • No listing fees or registration fees.
  • Offers customer support and roadside assistance 24 hours a day, 7 days a week.
  • You can also write a review for your guests.
  • All guests are properly checked and verified.


There are no registration fees. After that, you will earn between 65% and 85% of the trip price.

8. Robin Hood.

Best for long-term wealth building by partially investing in stocks.

Robinhood: commission-free investment platform

Robinhood is a commission-free investment platform that helps you invest in stocks, ETFs, and crypto trading. It offers you a free share after registering and linking your bank details to help you build your portfolio. With Robinhood, you can own top-class stocks like Google and Microsoft partially. Suppose that even if you have $ 10, you can partially invest in Google and own a portion of its shares.

Robinhood is also a great option if you want to take advantage of the crypto market. You can buy and sell Bitcoin, Ethereum, Dogecoin, and other cryptocurrencies.

Crypto Robinhood

You can execute cryptocurrency operations in minimal amounts. On top of that, it offers a user-friendly experience to help you trade stocks easily.

Main features:

  • Instant Cash – You can get instant access to cash redeemed for your sales.
  • Real-time trading – It offers an intuitive mobile app for iOS and Android to help you trade and invest in real time from anywhere you want.


  • Partially invest in more than 7,000 stocks and mutual funds.
  • Open your account with a zero balance.
  • It offers its Gold Service free of charge for 30 days.

Price / rate:

It is a free trading and investment application. However, the Gold plan with additional benefits costs $ 5 per month.

9. My points.

Secure extra money through surveys, coupons and purchases.

MyPoints: earn reward points

MyPoints helps you earn reward points for online and in-store purchases, dining out, and taking paid surveys. Other options to earn extra money include watching movies, reading emails, playing games, etc.

Once you accumulate enough points, you can redeem them in the form of gift cards or even cash. You can easily redeem the rewards earned from MyPoints with its more than 70 partner brands. You can also redeem points through Amazon and Visa gift cards.

You can sign up for MyPoints in a few easy steps. However, the website is only available in the US and Canada.

Main features:

  • Union bond – MyPoints offers a $ 10 sign-up bonus. And you can create an account for free.
  • PayPal Transfer – You can transfer your earned points to PayPal account. About 3,970 points represent a PayPal payment of $ 25.


  • You can also use your MyPoints rewards as travel miles through your United Mileage Plus account.
  • Get a lot of reward points by shopping at your featured store.
  • Also apply the best coupon code at checkout to help you earn more.


Registration is 100% free.

10. Earny.

Get a refund on your daily purchases.

Earnings function image

Earny works as a personal assistant to help you secure automatic refunds when product prices drop. It offers a Chrome extension to make sure you never miss out on the best deals and the right coupon codes.

You can also track price history and receive real-time notifications of price updates.

Earny - Price Tracking

Put your items on the watchlist and buy them when their prices drop. You can also earn cash by sharing links with your friends who shop online frequently.

Main features:

  • Hotel offers – With over 5,000 partners, Earny also offers access to the best hotel deals and promotions around the world.
  • Referral program – Get extra cash back by referring Earny to other users.


  • Get the money back as long as the package is not delivered on time through Amazon Late Shipping.
  • Use your ShopRunner membership to get 2-day shipping and returns.
  • Offers a free version that tracks your purchases.
  • Earny comes with two-factor authentication and data masking for added security.

Price / rate:

Earny collects 25% of the total accumulated refunds.

eleven. Worthy links.

Best for fixed returns supporting small businesses.

Worthy Bonds - investment platform

Worthy Bonds is an investment platform that lends money to small businesses. You can invest in company bonds and earn a fixed interest of 5 percent.

The Simple Investment Tool helps you earn by investing as little as $ 10 with no additional fees. Use your money to offer secured loans to American businesses. A win-win situation for both you and small businesses.

This is how Worthy Bonds works:

Working worthy bonds

You can use the Worthy Bonds app to watch their interest grow in real time. There is a lock-in period of 36 months. However, you can cash out your bonuses whenever you want to feed your financial needs and goals without any fees or penalties.

Main features:

  • Secure loans – Worthy Bonds mitigates your investment risk by insuring company assets to back the amount loaned.
  • Automated investment – You can automate the investment of your loose change. Keep collecting loose change until it reaches $ 10 and automatically buys a bond for you.


  • Secures all your transactions using 128-bit SSL encryption.
  • Provides an easy-to-use mobile application with an intuitive interface.
  • Live chat and phone support.
  • Credit interest every week.
  • Easily liquefy your assets with no time limit.

Price / rate:

The service is free.

12. Google Review Rewards.

The best way to earn extra money filling out Google surveys.

Google Review Rewards

Google Opinion Rewards is a Google rewards-based program, where you get paid for taking Google surveys. Offer short surveys and pay every time you fill them out.

Pay the rewards in the form of credit from Google Play or PayPal. You get surveys on various topics, including opinion polls, hotel reviews, and merchant satisfaction surveys.

Typically offers local surveys based on your locations. Each survey can last between 10 seconds and 1 minute. Credits are valid for 12 months and the app will notify you if your credits are about to expire.

Main features:

  • Use Play Store credits to buy apps, books, movie or game rentals.
  • Its mobile application is also available on iOS and you can receive payment in your PayPal account.
  • You have 24 hours to complete a survey.


Install the smartphone app for free and get started right away.

13. Dosh.

Best for earning cash through your linked cards.

Dosh - money back app

Dosh is a cash back app that offers cash back at specific stores or restaurants every time you shop or dine with your linked cards.

Dosh helps you earn money while paying for shopping, dining, and travel. You just need to download the application, register and link your card. The cash back you earn automatically accumulates in your wallet.

Dosh has over 100,000 partners to help you earn cash conveniently. It offers a secure platform that does not sell your data and never stores your credit card information.

Main features:

  • Wire transfer – It allows you to transfer refunds into your bank account or via PayPal when the refund amount is $ 25 or more.
  • Earn with fuel – If you have a car, you can easily earn a handsome cash back every time you fill up your car.


  • After you link your first credit card to the app, it automatically rewards you with $ 5 in your wallet.
  • Offers a large amount of cash back on purchases in the store.
  • Dosh offers a $ 5 referral bonus.
  • You can also transfer the refund to your PayPal account.

Price / rate:

Dosh takes part in every transaction.

14. StepBet.

Best for earning rewards based on the steps you walk daily.

StepBet - fitness app

StepBet is a fitness app that allows you to set custom goals and earn rewards for meeting those goals. It also encourages you to take more steps regularly and earn money while doing it. NStepBet comes with various games where you have to log a certain number of steps to earn rewards. The app tracks your history to decide the number of steps you need to walk.

You need to place a bet based on the game and win prizes and bet money after successfully reaching the goal. Works with Apple Watch, Google Fit, Apple Health, FitBit, Garmin, and Samsung Health.

Main features:

  • Warm-up week – Each player has the first week to get used to the format and its objectives.
  • Step verification: It connects directly to your activity tracker to accurately count steps and get a valid step count.


  • It allows you to set unique and custom step goals.
  • You instantly become eligible for the new game after disqualification.
  • You can use the points earned for your future games or just request a PayPal payment.

Price / rate:

StepBet takes a share of 15% of your total earnings. It also charges an additional $ 5 fee if you withdraw money with a paper check.

fifteen. Ibotta.

Best for earning cash on grocery shopping.

iBotta: The Best Apps To Make

Ibotta is a free application that provides real money for daily purchases of selected brands, both online and in store. When you sign up for Ibotta, it instantly rewards you with a $ 20 welcome bonus.

On top of that, you can earn $ 5 more when your friends sign up for the app through your referral. With great deals on groceries, you will never stop winning.

The Ibotta app integrates with a variety of retailers, including Banana Republic, Amazon, and Kohl’s. You also have the opportunity to earn money shopping with delivery services like Walmart Grocery, Instacart, and Shipt.

You can also install your browser extension to get access to the best deals and rebates at all times.

Main features:

  • Ibotta application – The application allows you to sneak into your preferred stores and explore their offers. You can also buy the application directly.
  • Loyalty card – Link your loyalty card while shopping in stores to avoid manual receipt scanning.


  • Make purchases directly from the Ibotta app through your linked credit card.
  • You can send receipts up to seven days after purchase.
  • Use Ibotta’s “Teamwork” feature to work as a team, reach milestones and earn more.

Price / rate:

Ibotta is free to use, although they do deduct some fees from inactive accounts.

sixteen. Mistplay.

The best for making money playing mobile games.

Cover photo of Mistplay

Mistplay is a loyalty program that rewards you for playing mobile games. Install the app, choose a game, and start earning points.

With Mistplay, you can win gift cards on iTunes, Amazon, Nintendo, and Xbox. The application allows you to kill time in a fun way and also earn some extra money. The gaming loyalty program also allows you to earn credits in the form of Visa cards and Steam credit.

The application is available for free, but it is only available on the Google Playstore. To earn money, you will have to play different games for a specific time and achieve a milestone. When you achieve a selected feat, the app rewards you with credits.

Main features:

  • Easy registration – Offers 15 free points when registering. You can register via Facebook or your email.
  • Points redemption – You can redeem the points for various gift cards, including Amazon, GameStop, Xbox, PlayStation, Google Play, and Facebook.


  • You can earn points in Units, GXP and PSP.
  • Offer $ 5 for every 1500 points earned.
  • You can earn 100 bonus points after reaching the 200 point milestone.

Price / rate:

Mistplay is completely free.

17. Healthy Salary.

Earn up to $ 10,000 while losing weight.

HealthyWage - wellness app

HealthyWage is a wellness app that offers cash rewards for completing fitness and weight loss challenges. It gives you the perfect motivation to lose weight. The website offers financial incentives and cash prizes, positive peer pressure, social motivation, and contests to help you lose weight.

You can use your HealthyWage calculator to identify how much weight you need to lose. The calculator also determines how much you can gain by losing weight or completing other fitness challenges. After signing up, all you need to do is place the bet and begin your weight loss journey.

Main features:

  • Team Challenge – If you are not feeling motivated alone, you can join a weight loss team. You can also bet big within a team and win more.
  • Corporate challenge – You can use their free program (created for employers and government contractors) to start losing weight together with your office equipment.


  • Pay a $ 40 referral bonus every time your friend joins the challenge.
  • Puede participar en múltiples desafíos para aumentar su potencial de ingresos.
  • Apueste cualquier cantidad según su capacidad financiera.

Precio / tarifa:

HealthyWage toma el dinero que pierde para respaldar su negocio.

Aplicaciones para hacer dinero: Resumen.

Esa era mi lista de las mejores aplicaciones para hacer dinero. No solo cubrí las aplicaciones de encuestas, incluí una variedad de aplicaciones secundarias en la lista para captar el interés de todos.

Desde jugadores hasta entusiastas del fitness, inversores y compradores en línea, espero que haya encontrado una aplicación para hacer dinero que funcione para usted.

Por ejemplo, StepBet, Salario Saludableand Sweatcoin son las mejores para los usuarios que quieren mantenerse en forma. Vínculos dignos puede ayudarlo a obtener devoluciones fijas de forma segura.

Wikibuy es para que los compradores en línea ahorren dinero extra. Y Encuesta drogadicto puede ayudarlo a ganar más simplemente completando encuestas en su tiempo libre.

Otras aplicaciones populares para hacer dinero que aún no he mencionado incluyen eBates, iPoll, Foap, BookScouter, Shopkickand Slidejoy.

Así que elija según sus intereses y comience a ganar dinero en su tiempo libre. O elija más de una de estas aplicaciones para generar dinero y comience a ganar más hoy.

Más información sobre AdamEnfroy.com: Si está buscando otras formas de ganar dinero, consulte mis guías sobre cómo iniciar un blog rentable y las mejores ideas de negocios en línea.

¿Cuál de estas mejores aplicaciones para hacer dinero te gustó más? Dejeme saber dejando un comentario abajo.


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